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2022 Loan Limits Announced

2022 FHFA Conforming and VA Loan Limits

Baseline loan limit: $647,200
Ceiling limit for high-cost areas: $970,800

Although the VA eliminated loan limits effective in 2020, the VA follows loan limits set by the Federal Housing Finance Agency (FHFA) on conforming loans for VA-eligible borrowers with less-than-full (referred to as ‘remaining’) entitlement. There are no loan limits for Veterans and service members with full entitlement; however, they still must qualify for the requested loan amount based on their credit profile, income, and assets.

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Loretta DiTirro